FTC disclaimer:  This post contains affiliate links. When I was growing up, we had a LARGE tree, and the underneath was filled with TONS o...

FTC disclaimer:  This post contains affiliate links. Do you ever get to the holiday season and panic?  Wonder where the money is going to ...

FTC disclaimer:  This post contains affiliate links. Welcome to my monthly series on how we can plan to have a Christmas without debt.  N...

FTC disclaimer:  This post contains affiliate links. Hopefully you made a tally last month of everything you will need for next Christmas...

Christmas is over for another year, but it's time to start planning for next Christmas if you want to be able to put together a debt fre...

FTC disclaimer:  This post contains affiliate links, all opinions are my own. If you have been following the Christmas without debt seri...

FTC disclaimer:  This post contains affiliate links. Christmas always seems to be a time when people struggle.  Either there isn't eno...

FTC disclaimer:  This post may contain affiliate links. I have seen it mentioned on social media that you should buy a gift card each mont...

This post may contain affiliate links where I earn a small amount when you start your purchase here.  Thank you for beginning your shopping...

Yesterday, I stopped at a store a little out of my area.  I had won $45 in gift cards and had been waiting until I could stop at a store of ...

This post contains affiliate links.  Thank you for starting your shopping here as I receive a small amount when you purchase through these ...

While watching TV tonight I saw the average family will spend almost $700 on Christmas this year. Personally I can't imagine. Of course,...