Monday, February 21, 2022

Can You Earn a Full Time Living Selling on eBay?

 FTC disclaimer: This post contains affiliate links.

Recently I was asked about if you can earn a full time living selling on eBay or if it was too late to get in on it, and I decided to answer that question here.

The quick and easy answer is:  Yes, you can!  However, there's a few things to know.

It is a LOT of work.  I mean a lot.  Especially if you are first starting out.  Your listing limits will be small, and there's no way you can make a living selling 10 things a month until your limits are raised.  So this is something you will need to ease into -- and start getting used to.  

When I first started selling, there were no fixed priced listings, so I had seven boxes, and I would put stuff in each box as I listed it each day.  I have always loved "smalls" -- tiny items that are easy to ship, so this worked well for me.  About nine years ago I switched to almost all fixed priced listings.  I currently have over 2500 items with about two thousand DIFFERENT listings.  That's a lot of storage space.  I am always trying to figure out the best use of space for storage.  I have different types of shelves for storage, such as bookcases for books, and for things that can be stored in 20 gallon tubs, I have invested in two of these units that store one dozen rubbermaid tubs where I can just slide out the tub needed.  I have all my tubs labeled based on items I sell, such as 'plush', 'craft kits', 'Christmas ornaments', etc. to make it easy to find things.  For very small items, I like using hanging jewelry organizers.  That way I can see through the plastic to find the item quickly when it sells.

I also have two storage units.  While some people use a storage unit for stuff that is listed, I currently use it for what some eBay sellers call their "death pile" or "money pile" -- meaning the treasures I have sourced and need to list.  This can get expensive, though, so I would recommend that you try and list as you source. 

There is a LOT of time involved.  Everything from finding items to sell, research, writing descriptions, photographing, storage, packing, and shipping will be done by you until you start making enough to hire some of this out.  Also, don't forget customer service -- everything from complaints about how much the post office charges for shipping to questions if a certain person is in a yearbook.

Learning about what sells is another time consuming activity.  While the YouTuber "Daily Refinement" suggests staying in one niche (he does clothes), that isn't always possible for everyone.  I live over 20 minutes from the closest stoplight, and there is no way I could depend on thrift stores in my area to provide enough of one type of item for me to sell.  While he suggests finding people who will source for you, I'd rather do that myself.  So I watch a lot of YouTube to see what others sell.  I watch a number of people, but I particularly enjoy "Bolo Buddies", "The Rebel Reseller",  and "Prison2Profit".

Another thing to consider when selling on eBay is taxes.  There have been people all upset that eBay is going to start sending a 1099-K this year when you reach $600 in sales/shipping.  But the fact is, everyone should have been paying taxes on their profits the whole time.   I have an accountant and while I was hesitant to spend the money for a few years, she has helped me save so much that it's well worth hiring her each year.  Remember things like shipping supplies, your postage scale, milage while finding items to sell, the cost of those items, eBay fees (which are high), and even a home office can be deducted.  

My husband hasn't worked since October, and we've been having a rough go of it financially lately.  Things were getting bad for him at work due to him having to switch meds, and he needed to leave that environment for a while.  What he didn't count on was how much work eBay is.  Also, since I was already getting deductions for things like the home office, that cannot be doubled, and he has to work harder to make the same amount as I had been.  Ideally, he wouldn't have quit his job until he could prove to himself that he was capable of brining home what he was making working outside the home by doing this in his spare time.  Unfortunately he didn't have that luxury, and it's been a bit difficult especially since he has been having trouble with meds (as have I) since we switched insurance.

So, yes, you can still make a full time living on eBay.  It is a lot of work, a lot of learning, planning, and LOTS of shipping.  There is an old meme about what people think eBay sellers do, and what they really do, and the "what I really do" is a man surrounded by shipping boxes.  That's about the sum total of it.  

There's so much to learn about selling, and I learn something new almost daily.  But for now, I invite you to check out my articles about making money online.  

Friday, January 28, 2022

The Prize Winner of Defiance Ohio Read Along. Chapter One

FTC disclaimer:  This post contains affiliate links.


This is a new series.  A friend and I are reading through The Prize Winner of Defiance Ohio by Terry Ryan and I am adapting my thoughts on the book here for everyone.

The book opens and there is no shortage of jingles.  I don't really get why a lot of them won.  I think this encouraged me big time when I was just beginning to enter contests and sweepstakes because I read some of these entries and I was just dumbfounded at things that won.  I realize that some expressions are now just archaic, like rhyming I'd with denied, but some I just cant' make hide nor hair of why they won.  I expect that is was just part of the era, as I'd hear my mother sometime make similar rhymes, but for my mind, now in the 21st century, I'm a bit confused as to why they won.  She was certainly talented, but I always think, "What is the company wanting?" and I can't imagine companies wanting some of these today.  Still, she was certainly talented and it very much worked for her, so I can't criticize too much.  

The coding of entries was brilliant for ones that you could enter multiple times.  However, if it was one entry per person, it was technically against the rules, but I understand why she did it if she did break the rules.  I mean, this was her only income to feed 10 kids.  

$10 ($103 today according to historical currency conversions) for a sexist jingle about Dial soap.  I mean, it's cute, but I don't think it's anything that special.

A couple off the top of my head entries:

I'm glad I use Dial, 
My hubby too,
For smells won't come near,
and neither Covid Mu.

(Okay, so that was bad and Mu is history, but. . )

I'm glad I use Dial, the golden bar is worth its weight by keeping me smelling fresh all day.

I'm glad I use Dial, gold, white, or spring water, keeps me smelling fresh, same with my daughter.  

Again, these are just first thoughts and I'd likely throw them out and work more.  Rule #1 is always "What's good for the company".  I think "What do the judges want to see?" then start from there.  Dial.  What are the reasons the judges want to hear you use Dial?  Freshness, cleanness, antibacterial properties.  Dial brings up pictures of flowers, showers, health, refreshing showers of a morning,  Then I think what might I be able to rhyme.  I have a rhyming dictionary, but usually I'll just sit and rhyme through the alphabet. 

Dial.  Bile. Kyle. File. Gile, Hile, Jile, Lyle, Mile, Nile, Pile, Rile, Sile, Tile, Yile, Zile, Chile, Shile, Plile, strile, style, while, 

Then I might pull out the words that might be useable.  File, Style, While, 

I'm glad I use Dial,
Keeps me fresh all the while,
I'm at school, work, or play,
Keep me clean through the day,
and the price is just my style.

(See how that's a bit better than the ones above?)


I had to laugh at "Hmm! Wonder what This Is" poem.  Reminds me of my days  of refunding.  I literally had an entire room filled with proofs of purchases.  In December 1993 or 1994 I was given a 30 year stash. Sometimes I would take labels off cans or remove them from boxes if I was needing to complete an offer quickly.  I sure am glad for savings apps now and not having to play dinner roulette and wonder if you are opening a can of green beans or sauerkraut.  

Also, it is still legal to require a proof of purchase for a skill contest, but not a sweepstakes.  

On page 25 she mentions a great thing to keep in mind -- who is it being marketed to -- such as you don't want to mention kids in an alcohol entry (unless you say something like both you and baby need a bottle at 2 AM, just with different refreshments -- even then I'd be cautious).  

I do remind myself reading her entries that it was a different era.  What was clever then makes people 70 years later wonder what on earth she was talking about.  There was a cuteness and charm to the 1950s, a whitewashed look where all faces were scrubbed and hid the pain just behind the surface.  But sometimes exaggerations or plain out lies help win.  Making an entry seem like every other entry, then leaving the judge laughing has worked for me.  Timing is something I consider, too.  An essay / video needs to be interesting enough at the beginning to keep you watching, but personally I like to think of it as a joke.  You want the punch line last.

Stay tuned for Prize Winner Chapter 2 Read along, and in the meantime, feel free to read all my blog posts on Sweepstakes and contests.



Friday, January 7, 2022

What is Fetch Rewards? Is it worth it?

 Very few people see their smartphone as a savings tool.  But that is how I view my device.  Why?  Savings apps.  I have several, and snap receipts from different places, but the one I want to talk about today is Fetch.

Savings apps are just that -- savings.  You won't get rich from them because you are getting something that you paid refunded to you.  But they can help you save on your grocery bill and help you out with saving for something special, be it Christmas gifts, a Disney trip, or just back to school shopping.  And good news, you can earn rewards from those purchases as well when you use Fetch!

With some savings apps, you have to go into the app before you go to the store,  add offers, see what the limit is etc.

The best thing about Fetch is you just snap your receipt after you are done shopping.  Really!  Usually most brands get you about the value of 1% back in points.  BUT most receipts will give you 25 points.  That's about 2 1/2 cents.  That's not a lot, but then there are times you find something you will use a lot of on sale, and you might earn quite a few points on those receipts.

ANY receipt works.  Fast food, grocery store, home improvement store.  Plus, there is a feature when you download the app where you can attach your e-mail for them to check for Amazon receipts.  


Another thing I like to do is see what the "pop up offers" are.  While these are things I have to remember to look for, and living in a rural area like I do, my stores may not have it.  Sometimes the pop up offers are for 100% of your purchase price back in points.  A few things I've gotten totally free are certain types of bread, Reese's Klondikes, Back the Roots growing kits (which my guinea pigs loved having some fresh sprouts!) 

I don't look at apps as a way to get rich, but I did cash out about $50 of rewards from Fetch last year.  That's a Christmas gift.  Or my phone bill for one month. Just from snapping receipts that I would have otherwise thrown away.  Of course a number of these came from offers I got totally free, but sure, I can eat a certain kind of bread that week to get the purchase price back.  

If you download Fetch Rewards on the Google Play or App store and use my code of NP7PE you will have an extra $3 put into your account and I will have $2 put in mine.  

Bottom line:  Fetch Rewards is a must have savings apps because all you have to do is snap receipts.  No adding offers to your account before shopping, and all receipts are accepted.

Saturday, December 18, 2021

When Buying SMALLER Saves Money

FTC disclaimer:  This post contains affiliate links. 

Like the rest of the world, we are getting ready for Christmas.  Our niece was born during lockdown in 2020, so in my very well stocked gift closet, I found some diapers but instead of the size six she is now wearing, they were size two.  For whatever reason, I often have trouble with store employees helping me, so I asked my husband to see if CVS would return them and give us the same diapers, but in the correct size.  Most stores will do this as babies and toddlers are ever growing and it's not uncommon to get too many of a size.  

­čŹ╝Check out my article: A dozen tips to getting free and low cost diapers.

CVS put the money on a gift card, and the next thing I knew as I was doing my shopping, my husband called me asking what coupons on our card he should be using.

Wednesday, September 15, 2021

How To Save Money Shopping for Groceries at Walmart


How to Save Money Shopping at Walmart
I live in a town that has a grocery store that is smaller than some convenience stores I have been to.  Ten miles away there is a Walmart and a mom and pop grocery store.  While Wal-Mart doesn't give me the best savings for my grocery dollar, it's most convenient, and the easiest to save money when shopping.

My first tip is simple.  Just shop there.  Usually prices are a couple cents cheaper than other places, and this can add up.  There are exceptions, especially if you use coupons, but for the most part, just shopping at Wal-Mart saves you money over other stores.  Wal-Mart can be very picky about coupons.  This can vary by location, but whenever I have had a problem with a coupon, it has tended to be at a Walmart.  Most recently I had a coupon for a free bag of Lay's with a price limit of $4.29.  The bag of chips I got was $4.30.  Instead of writing in $4.29, the cashier said I had to get a smaller bag.  Called a manager over, and she said the 'good on any Lay's item" was in fact, NOT good on any Lay's item, but the price limit could not be exceeded.  Finally my husband (who had worked at Walmart for a few years) explained that it should work if the price is keyed in.  (That usually has to be done with ANY totally free coupon, regardless of price.)  The manager was gone by that point, the cashier tried it, and viola -- we got $4.29 off our bag of chips.  I've had cashiers (and managers) create unique coupon policies at check out (We only accept one coupon per day since we don't "double" and using two different coupons is "doubling" -- which is NOT what doubling is!)  My point is if you plan on using many coupons, WalMart may not be the grocery store of your choice.

FTC disclaimer:  This post contains affiliate links.

My second tip is to use iBotta.  It's super easy to use at Walmart.  You just sign up, add offers to your account, and then scan the bar code at the bottom of your receipt once you check out.  You don't have to scan any groceries at all!  In fact, if you are using grocery pick up, it is so much easier to redeem your offers because you just make sure you are putting the correct item in your cart and even if you don't know where a certain free after offer item is, the employee pulling your order would know!  One great thing about iBotta is Walmart is a partner store with some offers.  Last year at Thanksgiving and at Back To School they had a number of free items (including a turkey breast!) 

Third, use other savings apps.  While savings apps aren't specific to Wal-Mart, they do help.  I use Fetch (My referral code is NP7PE ).  It takes a while for points to add up but I get a few Amazon gift cards a year with this app.  I also use Receipt Hog (My referral code is stroh862 )  This one takes even longer to see rewards from it than Fetch.  With both of these, instead of scanning the bar code like you do with iBotta, you have to snap photos of your receipt.

Fourth, there aren't many places that offer cash back for grocery pick up at Walmart unless it's your first time using the service, but if what you need can be shipped, go through a cash back site.  This can work because sometimes the items you want aren't in stock at your local store.  My husband and I love spicy Nongshim noodles but they are not sold in our area because most people don't like spicy food where we live.  Another item we use is Nido.  It's great for cooking and you can't tell it was powdered milk when you use it to cook with or in potato soup.  It's often found in Hispanic markets, and none of our stores within an hour carry it.  So I order it online, and Walmart is the place.  Pet items count if you order from walmart.com and not use the online grocery pick up.
The best places for cash back at Walmart are:


TopCashBack - 2% for pet items  Swagbucks offers 1 point per dollar spent at Walmart.com.  (Although I admit I could be mistaken on this and it could change at any time.)  

One of the great things with going through Swagbucks is you can turn your points into rewards for future Walmart cards!  You can also add "magic receipt" items which are usually identical to iBotta offers if you would prefer Swagbucks over iBotta (but usually the value is higher with iBotta.)

Lastly, use a good rewards credit card.  Unfortunately Walmart is not coded as a grocery store for most credit card issuers, so a good overall no fee card is a good choice.  Just be sure and pay it off and not carry a balance or your rewards will not be as much as you spent.  A card I would recommend for Wal-Mart shopping is Discover.  You also get a $50 statement credit when you use the card in your first three months of opening it.

Wal-Mart used to have more offers that appealed to bargain shoppers to lure us in.  But gone are the days of the Savings Catcher and ad matches, and we have to do what we can with what is available, but thankfully the Walmart only iBotta offers have really helped make up for Savings Catcher.  (Especially for me because there were no major stores to compare prices to within a 25 mile radius!) 

Wal-Mart is the toughest store to save money at if you are wanting to take a little extra time and stretch your budget as far as it can go, but it's also the easiest in the fact that overall their prices are lower than most grocery stores.  There's not a lot of ways to save at Wal-Mart, but at max you would spend about 5 minutes looking up iBotta offers, then putting in your receipt.  Time is money, so I do shop at Wal-Mart even though I can often save more elsewhere with a little effort.


This is the first in a series of saving money on groceries at different stores. 


Saturday, April 3, 2021

Participating in the American AstraZeneca Vaccine Trial



I knew Covid was coming.  I had been watching it since December 2019, and when I had a doctor's visit in January I asked what I could do to help improve my immune system.  By March 2020, I had a doctor's visit, and I said if he knew of a vaccine trial, I wanted in.  He chuckled and said a vaccine was a ways off.  I knew it was, but I wanted in as soon as one was being developed.

I have more medical issues than I care to discuss, and I remember mid year in 2020, my husband having taken medical leave of absence and us having to pay over $1,200 a month for insurance.  I remember crying and asking my husband if we would live through 2020.  He said we would do our best.  When I heard in July Moderna was starting vaccine trials, I tried to get in, even though it would have meant driving about 12 hours each way.  I kept my eyes and ears peeled.

Finally, in November, I was doing some searches I do to look for contests and sweepstakes to enter.  I was on a TV station in my state, and I saw there was an AstraZeneca trial going on in that town.  I set my alarm so I could start calling for info first thing in the morning.  I left a message, didn't hear back within a few hours and called again.  I was determined.  I answered a few questions and was told that I would have a 66% chance of getting the AstraZeneca / Oxford vaccine.  My appointment was scheduled, and a few days later, I made the 3 1/2 hour trip to the study center.  I had to answer a lot of questions and finally I was given the shot.  I said it felt uncomfortable going in.  (I had the flu show about six weeks prior, and it hadn't felt like that.). I was told it could be because it was cold.  

My husband and I hadn't been much of anywhere for a long time, and being 3 1/2 hours from home, by the time I got to the car, I felt kinda lousy.  We had talked about all the great places we might get takeout from -- possibly Papa Johns, Long John Silver's, or Chipotle.  I was feeling so bad, I was grumpy, and I said for him to get food wherever.  As he was driving to Chipotle, I was feeling so bad I wasn't sure if I would want to eat.  But a chicken burrito made me feel a bit better.

For whatever reason, the foods that I want when I am not feeling well are always a cheeseburger with fries and/or ice cream.  Halfway home, I started complaining I wanted ice cream.  We found a Sheetz and I ordered a milkshake for curbside service.  I dozed most of the rest of the way back to home and went to bed immediately.  It had been a seven hour day, and stressful.

The next morning, I woke and while I told the study later, "I felt like I had been hit by a truck", it was more accurate that I felt like there were a dozen weighted blankets on me.  I didn't think I could move at all, but I had to go to the bathroom.  I made myself get up, but every muscle, joint, and even my tiniest toenail felt like it was too tired to move.  (Yes, I know there are no nerve endings in my toenails, but I have never felt like that before.).  The next day I felt fine, and I had to think that maybe just the trip wore me out that bad. 

For my next shot, I was prepared to feel the same way, but I didn't, so I was wondering if I had gotten the vaccine or not.  My arm itched, and the injection site was a little sore, but I have a lot of medical issues as well as allergies.

So life resumed, my husband going back to work, and since I had a 66% chance of having had the vaccine I started doing a few things I hadn't done in a year -- like going into a store, still being very cautious because there was a 33% chance I didn't get the vaccine, and even if I did, the vaccines are more likely to make Covid-19 less severe than to eliminate it completely.  

I put my name in to get the vaccine from my local health department.  At that point, the study would be unblinded to see if I got the vaccine or the placebo.  So when I received the call, I had to tell them that I would call them back.  The lady seemed very confused, didn't think I could have gotten the vaccine in November, etc.  I called the testing site and it was unblinded.

Obviously, I achieved what I set out to do -- receive the vaccine.  Part of the study was I could quit at any point, but I am thankful for having received it, and I will remain in the trial.  There have been lots of questions over the AstraZeneca / Oxford vaccine, and I can't help but wonder if the blood clot issue happened more in people who already had Covid as that was something that could happen with Covid.  Were post-Covid numbers being compared to rate of blood clots in a pre-Covid world?  

I have spent much of the past year watching Dr. John Campbell from England on YouTube, and I felt safe enough (and still feel safe) taking the AstraZeneca vaccine.  It is approved in the United Kingdom, and while it has yet to be approved in the United States, I feel confident enough in it that as of now, I will not be taking another vaccine.  Obviously, I'm still taking all precautions, such as mask wearing, and my husband sewed me an adorable guinea pig mask.  I carry around hand sanitizer, and I haven't met up with friends or family in over a year now.  (I'm hoping that last one can change as the weather is getting better and more vaccines are being distributed.) 

I think I made a good decision to participate.  It was well informed, thanks to Dr. Campbell, and such an important vaccine to take part in the study.  While it hasn't been rolled out in the USA yet, I am hopeful that it will be, and I am happy I could take part in such a needed -- and historic study.  I had a lot of friends be in medical and psych trials in college, but I never participated.  I now realize how much people willing to participate are needed.  Hats off to everyone who has ever participated in a study like this!

Friday, March 26, 2021

When Buying Generic Brands is a Sign of Wealth

FTC disclosure:  This post contains affiliate links.

One of the things I am so appreciative of is being able to purchase store brand / generic items.  To me, that's a step up in the financial world.  I know it seems counter intuitive to see store brands as a luxury, but I often think this way.

I don't often talk about WHY I got into becoming a coupon queen / frugalista, but it isn't a pretty story, and Mom always told me not to air dirty laundry, but as I've grown older, I think it's important to tell your story and own what you have been through.  

When I was a freshman in college, my dad was hit by a drunk driver.  I was 16 (yes, a freshman in college).  Eventually I had to drop out of college, and  our finances were horrible.  We had to pay everything out of pocket for a while, and when the court case was finally settled, Dad got next to nothing for pain and suffering.  He moved out, and Mom and I were left to our own devices.  We found a place near us that would sell 50 pounds of potatoes for $5.  (This was in the 1990s.)  When we sometimes had $2 a week for groceries, this was about all we ate for over a year.  Once a month or so we would splurge on a can of tuna to split so we could have some protein.  All the while, Dad was actually feeding his dog pork chops.

I got tired of the constant potatoes and decided to learn to use coupons.  This was before any TV show, and it wasn't considered 'cool'.  I learned to be able to rack up significant savings.  One of my best trips I got $158 of groceries for $10 and was able to mail off for $20 in refunds from that.  That was far from the norm.

I heard people say they couldn't buy brand names because they were too expensive.  I said I couldn't buy generic because I couldn't afford it.  Back in the day, a package of Lipton rice or noodles was $1.29 (which I think is even more than they are now, and this was 20 years ago!)  My store tripled to 49 cents on Wednesdays, so I could take a 40 cent coupon for Lipton noodles and walk out paying 9 cents.  The generic was WAY more than 9 cents.  Same with Ragu spaghetti sauce.  Every three months it went on sale like clockwork for 99 cents.  I would trade coupons and have a couple dozen 25 cent off coupons which would make a jar of sauce 24 cents.  The generic was at least $1 more than that!  I could get Kellogg's Cornflakes for free.  Obviously, store brand cereal wasn't free.

In more recent years, I have watched lots of YouTube.  One of my favorite shows is Good Mythical Morning, and in it, I have learned that Kroger has a very strong 'store game' when it comes to products.  Meaning their store brand is of better taste and quality than many name brands.  Dollar General chips are better than many national brands according to Rhett and Link's blind taste tests.  

Last time I was in Kroger, I added 5 boxes of Kroger brand tuna helper to our cart and felt rich doing so.  I was paying $1 a box knowing that the Better Crocker brand would sometimes go on sale for 50 cents a box.  Yet, my husband and I prefer the Kroger brand.

I still save as much as I can in as many ways as I can, but now if I know I prefer the store brand (Kroger Ketchup rocks -- the only better I've ever had is Sir Kensington's ketchup and the only time I've ever had it was when there was a great deal through the iBotta app).

For the most part, I do buy what is cheapest even yet.  Recently I bought some Oatsome milk because I was able to get it free after iBotta.  They also often have free stuff on the app through Walmart.  I'll get it.  I figure what I don't like or can't use I can give to someone who can.  

But, for me, at this point in my life, I see buying generic as a luxury that I am so thankful I can afford when it's something I like better than name brand.

Monday, January 4, 2021

Is Your New Year's Resolution saving Money? You NEED these apps!

 FTC disclaimer:  The post contains affiliate links.

One of the most made new year's resolutions is to save money.  I've pinched pennies my entire life, and here are the apps and savings sites I plan on using in 2021! I used to keep a great notebook of how much I saved, how much I spent, and what I got in the mail each day.  I think I'll start that again in 2021 as I love reading back through past
notebooks from the 1990s!

1. Ibotta.  This is super easy to use, and I especially love using it with grocery store pick up because I don't have to hunt for the items needed for the refunds.  Please use my code of mtgkg when you sign up.  What I like about this app is they often give small savings on "any brand" items, and are having more and more totally free items.  For Thanksgiving 2020, there was over $20 of items including a 3 pound turkey breast you could get full purchase price back on.  These savings CAN be combined with other savings app.

2.  Fetch.   You can download this on the app store or Google play.  Please use my code of NP7PE when you sign up.  This is simple, you just scan your receipts and they will give you money back based on what you buy.  I never buy anything out of the way unless there is a full purchase price back on an item. You can even connect your Amazon account and earn points from your Amazon purchses.

3. Rakuten.  This was once called eBates.  Start your shopping through here and you can earn cash back.  In the years I have been a member, I have gotten hundreds of dollars back on stuff I would have purchased anyway!

4.  TopCashBack I tend to use this a little more than Rakuten because there is cash back for sites I often order from that Rakuten doesn't have.  Examples are eBay and ThriftBooks.

5. I use Swagbucks as my main search engine.  I earn about $25 a year just using it for my normal searches.  Also, if you print coupons to use, you can go through swagbucks first to print them, then earn points in your account for ones you redeem on top of using iBotta and Fetch for rewards!  

These are the apps I use the most.  With most things, once you get too many apps it takes more time than the savings it creates, so the only one that I have to pick from each time is when ordering online who gives better savings? TopCashBack or Rakuten.  It's been so much easier for me as I have gotten away from paper coupons and just am using store apps to download coupons to my card, and a few savings apps.  

I've been a coupon queen for almost 30 years now, and I have to say that my savings isn't what it was in the 1990s, but it doesn't take nearly as long now, either.  :)



Saturday, January 2, 2021

Super Easy Peanut Butter Banana Fudge


This post contains affiliate links.

Growing up, fudge always signaled Christmas to me. My aunt made the best fudge, and in more recent years I've been on a quest to find a recipe that is as good as what she made. She never made peanut butter banana fudge, but my husband made this for Christmas and I wanted to share because it's amazing. 

 You need:

16 ounces Maranatha Natural Peanut Butter with Banana (Or for a lesser banana flavor you can use less than 16 ounces and some regular flavor creamy peanut butter - the Maranatha nut butter has a strong banana flavor)


12 ounces of evaporated milk (do NOT use sweetened condensed, use evaporated)

1/4 cup BUTTER (NOT margarine)

7 ounces Fluff

1 tablespoon vanilla 


Bring the sugar, milk, and butter to a boil.  Stir constantly for 6 minutes.  Remove from heat and add peanut butter and Fluff.  Add vanilla. Beat with mixer until thoroughly combined. (My husband used our KitchenAid Mixer)

Pour into a 9 x 13 inch glass dish and allow to cool.

Thursday, December 24, 2020

Christmas Eve 1983 -- Terra Alta WV - When the Power Was Out

Photo is of our tree 1983.

 Ask anyone over the age of 35 in my small town, and they can tell you all about Christmas 1983 because it was so unusual.  It was the most unique Christmas eve of my life, and I know there will never be another like it -- I was still a child, and although I was old enough that Santa no longer visited me, there was still the awe of Christmas and the joy of childhood surrounding the holidays that I will never be able to relive.

My dad was working at the equivalent of 911 as a dispatcher.  He was to get off work at 4, our annual party usually started at six.  I was in the living room listening to Marty Robins and Bobby Helms records on the old record player with the 8-Track tape deck.  I was bouncing off the walls because I was so excited that my aunts, uncles, cousins, grandmothers and step-grandfathers were going to converge on the house, and of course presents.  (Now I know the real gift was all the family's PRESENCE and not the physical gifts of my Bob Ross Joy of painting set I received that year.)

I drug my small little toddler table to the kitchen.  Mom always told me I needed to sit there to make room for the adults.  I idolized my cousin who was six years older than I, and I begged her each year to sit with me at this tiny table.  She was tall, unlike me, and her knees were taller than the table.  But I didn't want to have to sit by myself.  She dutifully sat with me, and while I can't remember much except being thrilled she was sitting with me.  She would have been a senior in high school that year.

As I was using Windex on the table, "I Saw Mommy Kissing Santa Claus" slowed to a stop as all the lights went out.  Mom was outside shoveling snow so Dad wouldn't have to do it after working all day.

I didn't think anything about the power going out.  I mean, I was a kid, and Christmas was still magical.  Little did I know how unique that night was about to become.

Mom came in, chilled from being out in the cold.  I looked up weather history for our town, and winds were as high as 33 miles an hour and the temp had a HIGH that day of under 20 degrees.  Mom curled up in her snug sack -- a 1980s version of a Snuggie -- only it didn't have arms as it draped around you. She was in her gold and brown blanket when she picked up the rotary phone that was canary yellow and called her sister.  They started out talking about the turkey because Mom was baking the bird for dinner that evening, and she was worried about food poisoning if the electric didn't come back on soon.  (In reality, it would have just been undercooked at that point, and since there was no heat, there really wasn't any worry about if it would be "fit to eat" as she kept saying as she also called my grandmother to get her opinion on the fowl.)

I pulled the afghan that Grandma Bessie made over me as I was starting to get chilled by this time.  We had natural gas for heating, and it relied on the electric to kick on, so in addition to no electric, we had no heat. I was worried about Christmas -- would it be cancelled?  (I have since learned Christmas always comes, it's parties and festivities that can be cancelled.). As I fretted over if my cousin would be joining me at the toddler table, I braided the fringe on the afghan to help calm my nerves.  Mom watched the clock that Dad had given her the previous Christmas with worry as she bit her fingernails.

Dad came home at about 4:30 and said power was out all over the area.  The substation in the next town was down.  He rummaged in the olive green fridge and cussed about all that was there for him to eat there that day was salami, which he detested.  After he ate something cold, he called his brother to see how they were.  My aunt and uncle were not just okay, but doing great.  They had wood stove.  My dad wasn't always very good to his brother, but my aunt and uncle invited us down if we got too cold.  By this time, Mom was holding our guinea pig in an attempt to keep both her and the guinea pig warm.  Mom and Dad discussed the invitation and decided to wait a while to see if the power would return.  I was worried about my goldfish, Abraham Elizabeth. I had won her at a carnival two years prior.  Mom had lit a couple candles in the living room for light and I put the fish bowl near one to try and keep her warm.  Finally, Dad called the sheriff's office where he worked and told Mom it didn't look like electric would be restored anytime soon.  So we bundled up and headed to Dad's truck to drive the mile to my uncle's house.  Mom wouldn't let me bring the goldfish because she said moving the bowl to the truck in the sub zero weather and then into the warm house would be worse for the fish than leaving her at home.  We took the guinea pig in a box high enough my uncle's dog couldn't get to her.

After we got out of our coats and boots, reveled in the warmth, we started noticing we were hungry.  It was probably about 7 pm by this time, and we had eaten lightly all day expecting a huge meal that evening.  My aunt was going to bring the tossed salad to our family gathering, so we gathered around the table and had salad for Christmas eve dinner.  

Dad was a volunteer EMT and he had his pager with him.  It was a monstrosity of a thing -- much larger than a pack of cigarettes.  It kept going off about Santa being sighted in different towns in the county all night long.  The dispatcher on duty was having a boring evening, and for kids like me, even though I didn't believe in Santa anymore, it was so much fun to hear Santa was seen in Tunnelton -- then Kingwood, and then Terra Alta. 

My dad and my uncle decided to go check on some elderly folks to make sure they were okay.  This was before warming stations were opened during a disaster.  I fully expected them to return with a few people, but they didn't.  My aunt loved candles, and she had candles everywhere.  She lit them all, and it gave such a magical glow over everything.  The candle light reflected in both my mom's and my aunt's owl-like glasses, and I curled up on the couch under some afghans just enjoying a Christmas that was so different.

With all the candles, the wood stove going, and all of us talking, my aunt started to get warm.  She took off her sweater.  She was wearing a flesh colored turtleneck underneath, but in the dim candlelight, my dad couldn't tell she had anything on and the look on his face was priceless.  We all laughed about that.  

All around the living room, we dozed, until very early in the morning all the lights came back on.  Somehow it was decided (maybe because I was so asleep?) that I was going to spend the night there since it was warm and Mom and Dad would go home.  I remember padding up the stairs to sleep in the bed with my aunt as my uncle spent the night on the couch.  It was so odd the next morning waking in a house that was not my own on Christmas morning -- one of only twice in my life that has ever happened.  I called Mom and Dad headed down to pick me up.

Our usual Christmas breakfast of pancakes with turkey gravy was held off until December 26 that year because the turkey was still in the oven, and Mom always made the gravy with leftovers.  Mom, Dad, and I opened gifts from each other, and it was later that day that everyone came to our house for the Christmas celebration.  It was 24 hours later, but the food was just as good, conversation of the previous night was the main topic, gifts were opened, and my senior in high school cousin joined me at the toddler sized table.

On the first day back to school, our class was all abuzz about how different our Christmas was -- so much so that my 5th grade reading teacher said, "Okay, we're going to go around the room and everyone can tell about your Christmas eve, so we can get back to learning."  The only story I remember was of a boy who lived in our state, but his power was serviced through Maryland.  He said they had electric but they looked out and saw West Virginia without electric and that their Maryland neighbors had it.

Memories are often formed when we don't know they are being made.  Sometimes it is something different that makes the usual unusual.  I am sure that this year, 2020, will be remembered by many people for a lifetime.  My husband and I are joining his family over Zoom for dinner and gift opening.  We are a first time aunt and uncle ourselves, and we have yet to meet the precious bundle of joy.  She is now nine months old.  We had hoped to visit earlier this year, but I got sick the week she was born, and then lockdown happened the next time we thought we would be visiting.  I am planning a time capsule memory box for her, and I took a photo of our first Facetime since that was the first time we met her.

So, maybe this year will be to the children of today like Christmas 1983 was to me -- different, and it is my most vivid memory of childhood Christmas because it doesn't blur together like so many other of the holidays do.  I even remember I got a toy Adam "computer" that year.  (It would play Colecovision games and had a cassette of a Buck Rogers game that came in the package.) 

My goldfish survived the night, and for whatever reason, my mother always read a lot of books where people died.  One of the books she gave me for Christmas was about a girl whose brother died.  I read it over the next few days, and had already cried enough knowing my goldfish wasn't going to live much longer that I didn't shed any tears when my fish died at age 2 years, 3 months.


Christmas 1983 wasn't what anyone would have asked for, but I will always remember it as one of my favorite Christmases.